Sometimes it is tough to build a website from scratch. Missing ideas, time and budget put pressure on your schedule. In this case I have a look at design templates. Existing commercial designs are available as photoshop and flash files for a low monthly subscription fee from many sources. It's usually allowed to modify them and use them on any of your websites. This shortens time frame for presentations and web development. Many sources offer templates for popular programs like blog engine Wordpress or b2evolution.